Real estate appraisal services for homeowners in the city of Hamilton and Ravalli County

See the top seven reasons why MT homeowners order from Apex Appraisal, LLC.:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a MT property tax assessment
Remove PMI to reduce their mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Ravalli county or MT

Do you own a house in or near Hamilton? Do you need help deciding the price of your real estate?
Contact Apex Appraisal, LLC..

At Apex Appraisal, LLC., we understand the individual needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping homeowners just like you remove unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that is going down or not appreciating as much as other houses close to yours. That means you are paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Apex Appraisal, LLC. is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Apex Appraisal, LLC. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd like to have a seasoned professional double-check it for accuracy or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Apex Appraisal, LLC. offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.